Debt Reorganization through Chapter 13

While Chapter 7 may provide relief for a large number of my clients, others are ineligible due to high income or asset value. You still have options, however, if you do not qualify for Chapter 7. Chapter 13 bankruptcy has proven to be an effective solution to overwhelming debt.

I am Leawood bankruptcy attorney Jay Grodsky, serving clients with Chapter 13 bankruptcy filings throughout the Kansas City, Missouri, metro area. I work diligently to help you understand how the Chapter 13 process can help in your individual situation, and assist in all aspects of the case from beginning to end.

To learn how Chapter 13 can help you, contact my office online, call 913-752-9293 or toll free at 1-888-846-0767. Schedule a free consultation to discuss the details of your financial situation with a bankruptcy lawyer that has over 25 years of experience.

Ending Debt Problems Through Chapter 13

Many people are under the mistaken notion that recent changes to the federal bankruptcy law puts bankruptcy out of reach. While it is true that you must meet certain income eligibility requirements to qualify for Chapter 7 (under the means test), exceeding the state median does not mean you are out of options for debt relief. If you are behind on mortgage payments and facing foreclosure, Chapter 13 may offer the relief you need.

In a Chapter 13 bankruptcy, your debts are structured into a manageable three to five year repayment plan, allowing you to discharge the remainder of most debt after the plan is finished. It is important to know that sticking to the terms of the agreement is crucial: if you don't, you risk losing the protections of Chapter 13 bankruptcy.

Together, we will carefully review your specific situation to make sure any proposed repayment plan is one that you can realistically follow. My work is designed to offer you the best chance at a successful financial future.

Contact My Office to Learn More

An experienced lawyer can guide you through Chapter 13 proceedings. Contact me by e-mail or by telephone to learn more about how Chapter 13 can help you eliminate debt.