Putting an End to Your Overwhelming Debt

Leawood Bankruptcy Lawyer Serving the Kansas City, Missouri Metro Area

Overwhelming debt does not have to rule your life. Through Chapter 7 liquidation bankruptcy, you can erase your debt and get a fresh start to your financial future. The process allows for liquidation of your assets and elimination of most debts, including medical bills and credit card balances. Certain assets are even exempt from the liquidation process, allowing you to maintain possession of such things as vehicles and certain amounts of cash.

To learn more about Chapter 7, contact me, Jay Grodsky, Attorney at Law, and schedule a free consultation. I can be reached by completing my online contact form, calling 913-752-9293 or toll free at 1-888-846-0767.

How Does Chapter 7 Bankruptcy Work?

In a Chapter 7 bankruptcy, debts are discharged in exchange for the sale or liquidation of some of your assets. Some debt obligations, such as student loans, child support and certain taxes, may not be eliminated through Chapter 7 bankruptcy. At the same time, certain assets, including your principal residence and vehicle, are usually exempt from sale in a Chapter 7.

Simply filing for Chapter 7 will put an automatic stay into effect, ending harassing calls from creditors while we work out the final details of your bankruptcy.

Personal Attention to Your Specific Needs

Throughout over 25 years of bankruptcy representation, I have learned that no two financial situations are alike. Your specific needs are unlike somebody else's needs — I am a lawyer that does not believe in cookie cutter solutions.

To provide the best possible service, I work closely with you to determine your Chapter 7 eligibility. The law may push individuals toward Chapter 13 bankruptcy if income exceeds the thresholds established by the means test. With all my clients, however, I take the time to evaluate the ways in which you might still qualify even if you exceed the median, through careful analysis of your options. If you qualify for Chapter 7, I work to help you understand which debts can be discharged and ensure that all exempt property is excluded.

Let Me Help Put an End to Your Stress

You do not have to deal with your debt any longer. I leverage my extensive experience as a bankruptcy lawyer to help you find relief from that debt, working toward a fresh start. Contact my office online or by telephone to schedule a free consultation. Chapter 7 can help rid you of your financial worry.